Drive the right car. Keep the terms clear.
Work out an indicative monthly payment, choose the car and we’ll help you prepare the application with the lender. All the terms in writing before you sign.
Clear numbers before paperwork.
- 1 chat everything on WhatsApp
- Your payment down payment and term to suit you
- In writing terms before you sign
- Lot or to order our cars or ones we find for you
- 4 languages ES · EN · RU · UK
From estimate to keys, one step at a time.
No rush, no pressure. You can stop at any point before the application is submitted or anything is signed.
Your data, only for your application
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01
Shape your budget
Adjust the price, down payment and term in the simulator and send us the result on WhatsApp.
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02
Choose the car
From our lot or one we find for you. We tell you which finance options may fit.
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03
Get your documents ready
We tell you what the lender asks for (ID or NIE, proof of income, bank statements) and help with the application.
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04
Review and sign
The lender decides. Before accepting, you read the interest rate and APR, the total amount, fees and payment schedule.
Different starting points deserve different advice.
Pick the situation that sounds like yours: what to prepare, what to keep in mind and what to ask.
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Buying your first car
Start with the monthly amount you can comfortably afford, including insurance, ITV, servicing and fuel.
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Self-employed
Have your latest income tax and VAT returns and recent bank statements to hand. A longer income history helps.
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Trading in your car
If you sell us your current car, its value can go towards the down payment. If it still has finance on it, we’ll explain how that affects the deal.
Value my car -
New resident in Spain
The lender may ask for an NIE, residency, a Spanish bank account and sometimes a larger down payment. We tell you what to prepare first.
Questions, answered before you sign.
The essentials are here. If your case is different, message us on WhatsApp and we’ll look at it.
Who grants the finance?
A lender, not KRAFT CARS. We help you prepare the application; approval and terms depend on the lender and your profile.
What documents do I need?
Usually your ID or NIE, proof of income (payslips, or your tax return if self-employed) and recent bank statements. The lender may ask for more.
How much down payment do I need?
It depends on the lender, the car and your profile. A bigger down payment lowers the monthly payment — you can see how in the simulator.
Can I get finance as a foreigner?
If you live in Spain and have an NIE you can apply; each lender has its own requirements. Tell us your situation and we’ll guide you.
Can I pay it off early?
Usually yes. Early repayment terms and any fee are in the contract — read them before you sign.
Let’s find the right car for you.
Tell us which car you like and what monthly payment you’re after. We’ll reply on WhatsApp with the options.